HOA Court Cases
Arizona court rulings applicable to HOA law, organized by court level. Each card starts with why the ruling matters for HOA boards, homeowners, and counsel.
Federal Court
Federal court rulings involving Arizona HOA disputes, debt collection claims, lending issues, or federal statutes that affect homeowners and associations.
7 cases
★ Cases everyone should read (4 cases)
★ Must-read
129 F.4th 630 (9th Cir. 2025)
Federal Court · February 24, 2025 · Consumer Ryan Six (Plaintiff-Appellant) v. debt collector IQ Data International, Inc. (De…
Why it matters
Ninth Circuit revived the FDCPA case; the district court separately sanctioned IQ Data and CHDB counsel.
FDCPAProcedureAttorney Fees
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★ Must-read
893 F.3d 680 (9th Cir. 2018) (No. 15-17383)
Federal Court · June 25, 2018 · Martha A. McNair (Plaintiff-Appellant, a Gilbert homeowner) v. Maxwell & Morgan PC and it…
Why it matters
Ninth Circuit held Maxwell & Morgan falsely represented unapproved HOA foreclosure fees.
FDCPAAssessmentsForeclosureAttorney FeesLiensCC&Rs
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★ Must-read
845 F.3d 984 (9th Cir. 2017) (No. 14-56927)
Federal Court · January 13, 2017 · Zakia Mashiri (Plaintiff-Appellant), a homeowner and member of the Westwood Club homeowne…
Why it matters
HOA collection letter plausibly overshadowed FDCPA validation rights by threatening imminent lien action.
FDCPAAssessmentsLiensForeclosureProcedure
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★ Must-read
451 B.R. 1 (Bankr. D. Ariz. 2011)
Federal Court · May 26, 2011 · Edge at Grayhawk Condominium Association and Grayhawk Community Association (Creditors/Re…
Why it matters
Post-petition HOA assessments and collection fees remain nondischargeable while the debtor holds title.
BankruptcyLiensAssessmentsAttorney FeesCC&RsForeclosure
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All other cases (3 cases)
D. Ariz. No. 2:25-cv-04355-MTL
Federal Court · July 7, 2026 · Sara M. Reed (plaintiff) v. CHDB Law LLP, Charlene Cruz and John Doe Cruz, and Does I-X.
Why it matters
Reed alleged time-barred HOA judgment collection by CHDB; defendants denied liability and the case settled.
FDCPAAssessmentsAttorney FeesProcedure
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No. CV-20-00957-PHX-DLR
Federal Court · January 18, 2022 · Janis Wolf (Plaintiff) v. Carpenter Hazlewood Delgado & Bolen LLP (Defendant)
Why it matters
CHDB won Wolf, but the Ninth Circuit assumed a possible FCRA violation and flagged HOA credit-report concerns.
AssessmentsCC&RsProcedureFDCPA
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9th Cir. No. 19-17090 (memorandum disposition)
Federal Court · June 8, 2021 · Curtis G. Glawe (pro se homeowner and HOA member) v. Carpenter, Hazlewood, Delgado & Bole…
Why it matters
Ninth Circuit revived Glawe's FDCPA theory; PACER filings show disputed CHDB fee-ledger allegations.
FDCPAAssessmentsCC&RsAttorney FeesProcedure
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