Superior Court HOA Case
The court found no genuine fact dispute over delinquent association charges, recognized the association’s lien, and authorized foreclosure.
Last updated July 2, 2026. Case: Lake Park Village I Homeowners Association v. Spyropoulos, Maricopa County Superior Court No. CV2014-090909.
Scope note: This page covers Lake Park Village I Homeowners Association v. Spyropoulos (Maricopa County Superior Court No. CV2014-090909) as a public Arizona superior-court HOA case guide. It is built from the court’s filed minute entries, especially the March 20, 2015 under-advisement ruling, the June 2, 2015 final judgment minute entry, and the September 8, 2017 ruling denying dismissal under A.R.S. § 33-722. Superior-court rulings bind only the parties and are not precedent. This page is educational and is not legal advice.
The takeaway
Lake Park Village I obtained summary judgment and foreclosure authority after the court found the homeowner owed delinquent association charges, the association held an automatic lien for the arrearages and costs, and there was no genuine issue of material fact. A later A.R.S. § 33-722 challenge failed because the association had already elected foreclosure.
Case Participants
Petitioner Side
- Lake Park Village I Homeowners Association (Plaintiff)
Homeowners association that sought judgment for delinquent charges and foreclosure of its lien. - Jason N. Miller (Counsel)
Counsel for Lake Park Village I Homeowners Association.
Respondent Side
- Cia Spyropoulos (Defendant)
Homeowner defendant who opposed summary judgment and later sought dismissal under A.R.S. § 33-722. - Mortgage Electronic Registration Systems, Inc. (Defendant)
Lienholder defendant included in the foreclosure proceedings. - Pentagon Federal Credit Union (Defendant)
Lienholder defendant included in the foreclosure proceedings.
Neutral Parties
- David K. Udall (Judge)
Maricopa County Superior Court judge who issued the March 2015 summary-judgment ruling and June 2015 final judgment entry. - Margaret Benny (Commissioner)
Judicial officer who handled default-judgment and post-judgment procedural entries.
What happened
Lake Park Village I sued a homeowner and lienholders to collect delinquent association charges and foreclose the association’s lien. The collected minute entries show the association moved for summary judgment against the homeowner while also pursuing default-judgment steps against lienholder defendants.
On March 13, 2015, Judge David K. Udall heard oral argument on the association’s summary-judgment motion and took the matter under advisement. One week later, the court granted the motion. The ruling found that the homeowner owned property within Lake Park Village I Homeowners Association and was obligated to pay fees, costs, assessments, late fees, and attorney fees if delinquent.
The court also found the association already had an automatic lien for the arrearages and costs, and that the association was authorized to foreclose on that lien. Because the court found no genuine issues of material fact, it entered judgment against the homeowner and directed the association to submit a form of judgment and fee request.
The next several entries handled the mechanics of judgment. The court denied reconsideration, required cleaner separate foreclosure/default judgment orders for the homeowner and lienholders, and on June 2, 2015 entered judgment for the association under the formal written judgment. That entry stated no further matters remained and made the judgment final under Rule 54(c).
In 2017, the homeowner asked to dismiss the action and argued the association had to elect between an action on the debt and foreclosure under A.R.S. § 33-722. The court denied dismissal, explaining that the association had elected foreclosure through the June 2015 judgment and foreclosure orders.
Video overview of the ruling
An AI-generated video overview of Lake Park Village I Homeowners Association v. Spyropoulos (CV2014-090909 (Maricopa County Superior Court)). HOA won summary judgment to foreclose its assessment lien after the court found no factual dispute over delinquency. This plain-language summary was generated from the court’s filings; the court’s own ruling controls.
Listen: audio deep dive on the ruling
An AI-generated audio deep dive walking through the court’s reasoning and disposition in Lake Park Village I Homeowners Association v. Spyropoulos. Generated from the case filings; verify against the linked ruling below.
Procedural timeline
Complete uploaded source-document index
This index is generated from every public-facing source file currently present in assets/court_case_downloads/lake-park-village-i-homeowners-association-v-spyropoulos/raw/: 17 PDFs. Files are ordered by the date/sequence embedded in the normalized filename; AI-generated review materials are labeled separately and should not be treated as court filings.
Minute Entry
Type: Court order/minute entry
Court or agency order; this is usually the document that tells readers what changed next.
Minute Entry
Type: Court order/minute entry
Court or agency order; this is usually the document that tells readers what changed next.
Ruling
Type: Court order/minute entry
Ruling treating the homeowner’s filing as a timely pro per answer, so the requested default did not become effective.
Oral Argument Set
Type: Court/source PDF
Uploaded source file in the case record; read it in sequence with the surrounding filings to follow the procedure.
Oral Argument Set
Type: Court/source PDF
Uploaded source file in the case record; read it in sequence with the surrounding filings to follow the procedure.
Oral Argument Set
Type: Court/source PDF
Uploaded source file in the case record; read it in sequence with the surrounding filings to follow the procedure.
Oral Argument
Type: Court/source PDF
Uploaded source file in the case record; read it in sequence with the surrounding filings to follow the procedure.
Under Advisement Ruling
Type: Court order/minute entry
Under-advisement ruling granting the association summary judgment, finding delinquent HOA charges and an automatic lien, and authorizing foreclosure.
Ruling
Type: Court order/minute entry
Ruling taking no action on a homeowner filing because the court could not determine any specific request for relief.
Ruling
Type: Court order/minute entry
Ruling extending the association’s deadline to submit its application for attorney fees.
Ruling
Type: Court order/minute entry
Ruling denying reconsideration of the March 20, 2015 under-advisement ruling granting summary judgment.
Minute Entry
Type: Court order/minute entry
Court or agency order; this is usually the document that tells readers what changed next.
Ruling
Type: Court order/minute entry
Ruling granting the association’s request to set aside a default-judgment order as to Pentagon Federal Credit Union.
Ruling
Type: Court order/minute entry
Ruling requiring separate amended foreclosure/default judgment orders for the homeowner, MERS, and Pentagon Federal Credit Union because the prior proposed orders were confusing.
Judgment Entered
Type: Decision or judgment
Final judgment minute entry entering judgment for the association under the signed foreclosure judgment and stating no further matters remained.
Ruling
Type: Court order/minute entry
Ruling denying the homeowner’s motion to amend the judgment to correct her name and taking no action on a moot request for findings.
Ruling
Type: Court order/minute entry
Ruling denying the homeowner’s A.R.S. § 33-722 dismissal motion because the association had elected foreclosure through the judgment and foreclosure orders.
FAQ
What did the March 2015 ruling decide?
The court granted Lake Park Village I summary judgment, found no genuine issue of material fact, recognized the association’s automatic lien for delinquent charges and costs, and authorized foreclosure.
Was this a broad HOA-law ruling?
No. The ruling is short and fact-specific. It is useful as a trial-court example of routine assessment and lien foreclosure, but it does not provide extended statutory or CC&R analysis.
Did the court enter a final judgment?
Yes. The June 2, 2015 minute entry entered judgment for the association under the formal written judgment and stated that no further matters remained.
What happened with the homeowner’s A.R.S. § 33-722 argument?
In September 2017, the court denied the homeowner’s motion to dismiss. It reasoned that the association had elected foreclosure through the June 2015 judgment and foreclosure orders.
Why is the case marked standard rather than must-read?
The case is HOA-relevant, but the record is a routine assessment-collection and foreclosure result with limited analysis. The rubric reserves must-read status for superior-court rulings with substantive analysis of generally important HOA statutes or governing-document issues.
Case Dossier
This generated dossier mirrors the structured data surfaced on the OAH/ADRE case pages. It is added from the curated court-case record and the custom page source package, while the hand-authored analysis below remains intact.
Case Summary
| Case ID / citation | CV2014-090909 (Maricopa County Superior Court) |
|---|---|
| Court / tribunal | Superior Court |
| Decision / key date | March 20, 2015 |
| Judge / panel | Hon. David K. Udall, Commissioner Margaret Benny |
| Parties | Lake Park Village I Homeowners Association (Plaintiff, homeowners association) v. Cia Spyropoulos (Defendant, homeowner), Mortgage Electronic Registration Systems, Inc., and Pentagon Federal Credit Union |
| Governing law |
|
| Topics | assessmentsliensforeclosureattorneys-feesprocedure |
| Outcome / holding | The superior court granted Lake Park Village I Homeowners Association summary judgment against the homeowner and authorized foreclosure of the association’s lien for delinquent fees, costs, assessments, late fees, and attorney fees. A later order denied the homeowner’s election-of-remedies dismissal motion because the association had elected to foreclose. |
| Primary public source | View source opinion/order |
Parties, Court, and Research Coverage
| Uploaded source package | 17 PDFs |
|---|---|
| Step-by-step docket roadmap | 10 roadmap entries |
| Video overview | Lake Park Village I Homeowners Association v. Spyropoulos |
| Study / briefing material | 1 section |
| FAQ / homeowner questions | 5 questions |
| Curated download aliases | 1 download link |
Key Issues & Findings
Lake Park Village I Homeowners Association sued a homeowner and lienholders to collect delinquent association charges and foreclose its assessment lien. After oral argument on the association’s summary-judgment motion, the superior court found that the homeowner owed association fees, costs, assessments, late fees, and attorney fees, that the association already had an automatic lien for the arrearages and costs, and that the association was authorized to foreclose. The court granted summary judgment for the association, later entered final judgment and foreclosure orders, and in 2017 denied the homeowner’s A.R.S. § 33-722 dismissal motion because the association had elected foreclosure.
The March 20, 2015 under-advisement ruling was brief but direct. The court found that the defendant was the recorded homeowner of property within Lake Park Village I Homeowners Association and that she had an obligation under the association to pay fees, costs, assessments, late fees, and attorney fees if delinquent. The court also found that the association already had an automatic lien for the arrearages and costs, was authorized to foreclose that lien, and had shown there were no genuine issues of material fact.
Those findings resolved the merits of the assessment-collection dispute in the association’s favor. The court granted the association’s motion for summary judgment and directed it to submit a form of judgment and fee request. On June 2, 2015, the court entered judgment for the association under a formal written judgment, stated that no further matters remained, and made the judgment final under Rule 54(c).
The later 2017 entry addressed the homeowner’s request to dismiss under A.R.S. § 33-722 by forcing the association to elect between an action on the debt and foreclosure. The court denied dismissal because the association had already elected foreclosure through the June 2015 judgment and foreclosure orders against the homeowner and other lienholders.
This is a routine superior-court assessment-foreclosure case, not a broad HOA precedent. Its value is practical: the minute entries show how a trial court handled a straightforward HOA lien claim at summary judgment when the owner did not create a genuine factual dispute over delinquent charges and foreclosure authority.
The 2017 order is also a narrow procedural note. When the homeowner later invoked A.R.S. § 33-722, the court treated the association’s judgment and foreclosure orders as the election that defeated dismissal. The collected record does not include extended statutory analysis, so the case should be read as a case-specific foreclosure result rather than a general rule expanding association lien remedies.