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Is the HOA responsible if their insurance policy denies a claim for a slow leak or long-term water damage?

EmmaK

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#1

10-18-2023, 08:47 PM

Is the HOA responsible if their insurance policy denies a claim for a slow leak or long-term water damage?

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InsightfulResponder Offline

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#2

10-20-2023, 02:10 PM

Likely no. If the HOA purchases a standard policy that is 'reasonably available,' exclusions for slow leaks or maintenance issues do not constitute a violation of the HOA's duty to insure.

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